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Efforts to Stave off Detroit Foreclosures Leaves Many Residents Deeper in Debt

Nearly one in four Detroit homeowners owes more in delinquent property taxes than they did three years ago despite being a part of a county program designed to help them get out of debt and avoid foreclosure, according to a Detroit News analysis.

The payment plans, with lower interest rates and an extended five-year repayment deadline, were a solution devised by officials, including Mayor Mike Duggan, to get homeowners out of danger in the midst of Detroit’s record-setting tax foreclosure crisis.

But a Detroit News investigation by News reporter Christine MacDonald and FIJ grantee Mark Betancourt has found that the plans, enacted in state law in 2015, have kept thousands in a payment plan purgatory that likely will lead to the loss of their homes without more help.

Candis Patterson of Detroit has been on a payment plan for unpaid property taxes since December 2015. She finds it difficult to keep up with the $179 monthly payment and worries about losing her home. Photo by Max Ortiz, The Detroit News