2009 CHICAGO REPORTER — The Chicago Reporter published a study of more than 625,000 first mortgages for owner-occupied homes in the Chicago area and found that it was first in the nation for high-cost loans to whites and second only to D.C. in high-cost loans to blacks. Black homeowners who used Wells Fargo got high cost loans 37 per cent of the time compared to five per cent of whites who used the giant bank.